Bank & Income
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Bank & Income

Bank
The bank can be accessed from navigation in your Stable or by clicking the Bank Icon on the right sidebar. From your bank, you can view your account history (list of transactions). Your transactions are split into FFH Dollars Expenses | Income and Pro Coins Expenses | Income.

The bank has two sections - your regular account and your savings account. It also has a place where you can initiate Pro Coin trades and a place where you can make direct transfers of money or Pro Coins (PC) to other players.
How to Earn Money
Racing
Racing is probably the easiest way to make money in FFH - it's a racing game, after all! Enter your horses in races each month and you should gradually see your bank account rising. Higher grades do pay out more purse (especially once you get into series races), but allowance races can still earn you plenty of money. There is no such thing as a 'bad' horse on FFH! Even the seemingly worst horses can earn their keep - so always be sure to enter!

Quarter Horses and Paint Horses with turf aptitude (Moderator or Strong), are a great way to boost your race earnings. The turf division for stock tends to be uncompetitive, making it very easy to earn money and points in these races. Consider picking up a few stock horses from the Horse Trader or Sales Arena.
Golden Apples
You can earn five Golden Apples per race simply by entering allowance races. (Just make sure your horse is actually allowance quality first!) You can also earn two Golden Apples per race by entering your 4yo+ horses in G3s.

Earning a Handily note in a race results in forfeiture of Golden Apples.

Other ways to earn apples also include harvesting Farm Plots, Leveling Up, and harvesting Fields of Arcane. Golden Apples don't provide you money directly, but do give you a chance to earn valuable items from the Golden Apple Orchard which you can use on your horses or sell for some extra cash.
Replying to News & Forum Posts
You should always make sure you read new news when it's posted. While you're there, take a moment to leave a comment - and you'll earn much more than a penny for your thoughts! Just be sure any comment you're leaving follows the rules as listed on the page. Spamming old news posts just to earn money is never acceptable.

You can also earn money by creating or replying to forum posts. The Ideas and Suggestions board is a great place to earn a little extra money. Keep in mind that you won't earn much for forum posts and you should still be sure to follow forum rules. Making spam posts just for the sake of earning money will earn you a warning.
Farm Plots
Farm Plots are a great way to earn a bit of side cash through collecting items by tending crops! Farm Plots can be found on the left sidebar under your stable links once you've unlocked the relevant business skill. You can also navigate to this page by clicking here and reading up on Farm Plots and how they work a bit more!
Arcane Fields
Arcane Fields can be found through Vale of Runes, which is a field where you can plant arcane apple trees and harvest them once per FFH meet. They yield a random amount of golden apples per harvest which can be turned into Golden Apple Orchard for various prizes!
Rusty Recycler
The recycler, aka: Rusty, is your best friend! Feed him your junk (or cheap items) every 15 minutes throughout the day (until you fill him up and reach his daily limit!). If you're lucky enough you could earn a few PC or Rumpled Package, which contains random valuable items. The higher your meter goes, the more likely you are to earn a Rumpled Package and, when you do, the meter will reset. The meter does go down if you haven't fed Rusty for awhile, but even if you never get it past 10% you'll still occasionally earn prizes. Once you reach your daily limit, never fear! Just come back tomorrow and you can feed him again.

In addition, there is a sitewide jackpot that each member contributes to. When the jackpot meter fills up, everyone using Rusty has a chance to earn the Winning Ticket, which is a very valuable prize that may contain some of FFH's rarest items.
Springo
Springo is a game you can play daily to earn money for 10 games. It's an image-based form of Bingo where all you have to do is roll 'dice' and place them onto your Springo board. You'll earn various amounts of money depending on how many rows or columns you fill. If you earn a Blackout, you'll earn extra money and will be entered into the monthly raffle for a special prize. You can earn one raffle ticket for every day of the week; the prize is usually a nice PC item!
Seasonal Events
Each month there is a different set of collectible items available on FFH. These will randomly spawn on pages and will float around until you click them. (They're often referred to as "floaties".) Not only can these be used to craft things in the Workshop, but completing a collection will reward you 100 PC. You can view your progress or turn in a collection from the Collections link on your Stable tab.

During certain times of the year, the Vale of Runes will also have special events going on. These may happen directly in the Vale or may be ways you can interact with other stables. These events often offer monetary (and sometimes PC) prizes as well as random items you can sell for cash.

From June through August you will be able to collect water balloons and participate in the water balloon fight by throwing them at other members (via their Stable page). From December through February you will be able to do the same with snowballs in the snowball fight. In addition, there is a Year's End Calendar you can visit in the Vale once a day throughout the month of December.
Selling Items
In your User Shop, you can sell the items you don't plan to use for either cash or PC. You can also sell single items or groups of items in the Auction House. Selling items is somewhat discouraged for newer members since most of the items you obtain are useful and you might later discover you sold something that you wish you'd kept. If and when you decide you want to sell some items make sure you browse the User Shops to check the value of your items before listing.
Trader Tickets
Once you have a stable amount of horses (usually 30–50 racing horses is a decent amount), you might want to consider selling Trader Tickets back to the trader. This can be done from your right sidebar. Ten Trader Tickets can be cashed in for 100 PC, which can definitely add up over time! Cashing in Trader Tickets early in the game is NOT a good idea, as you'll want as many horses as you can to help you establish your stable. If you choose to turn them in, they are worth $100,000 FFH.
Savings Account
Setting up a savings account allows you to store money and Pro Coins for future expenses. Savings investments do not earn interest but this can be a helpful way to save your FFH$/PC if you otherwise feel compelled to spend when they're staring right at you!
Yearling Auction
The yearling auction is a great way for established breeders to make money. However, the yearling auction is also one of the best places for new stables to pick up quality racing stock that will earn money in the years to come. Every September, the Yearling Auction opens for bids! Tips will be posted in a News Post once the auction begins.
Standing Stallions
This is not the best way to earn money if you're a new player, but later on in the game this can be an excellent source of income. It may take several games years to raise up a decent string of stallions, so be patient. In the meantime, look for nice stallion prospects in yearling auctions, Select Sales, or even occasionally in the Sales Arena. Make sure you race your future stallions towards PM or PD, as this can help increase their overall value down the line.
Selling Horses
Selling horses in the Sales Arena can be a way to earn money. Take note that horses almost always earn more by racing than you'll earn by selling them, so it's unwise to sell horses until you've built up a solid racing string. In other words, you should probably not be looking into selling horses until you have more horses than you have time to manage or have a lot of 'duplicate' horses competing for the same races but not enough horses to justify buying extra jockeys or assistants.
Awards & Achievements
It may be awhile before you have horses eligible for awards and/or stable achievements, but it never hurts to start working toward them. There are many different awards your horses can earn ranging from things like winning series races to earning a Performance Merit or Distinction. Many of these awards will not only give you bragging rights but also reward you with cash, PC, and/or special items. More information on these prizes can be found in the Racing and Breeding sections of the wiki.

Achievements, on the other hand, are accomplishments you earn by doing a wide variety of things on FFH. Some of these go hand-in-hand with horse awards, while others can be earned for silly things like breeding a 6 potential horse, owning a Horse Trader bred horse who maxes at 50/55+ potential, replying to news posts, and participating in games or events on FFH. Start looking at the achievements available early on and you'll know exactly what you want to work toward. When you look at your achievements, make sure you hit 'check achievements' at the top of the page -- this will allow you to check off any you've completed! Along the way, you might surprise yourself by earning some of the fun 'Kicks & Whinnies' hidden achievements too! Not all achievements have monetary rewards, but enough of them do that they can provide you with a slow but steady PC income.
Partnerships
Once you have the seventh Business skill, you will gain the ability to purchase partnerships in bred (not Select Sale) yearlings owned by other players. Once the yearlings you have partnered begin racing, you will gain partnership earnings every time they earn money in a race. Partnerships can be very lucrative, so it is recommended that you purchase the maximum amount you are allotted every year.